Finding Affordable and Cheap Car Insurance
Cheap car insurance can give you piece of mind whenever you drive your car. Driving your own car should not be a fear fest but a smooth way to get to where you need to be. It is a requirement that every car in the country should be insured but there are just too many insurers out there. That means that it sometimes gets a bit tricky to figure out which ones are friendlier to your pocket.
Why Spend More For Car Insurance
Since there are hundreds of car insurance companies that claim they offer the best service, you need to look at a couple of things before you pick one. First, you need to know the insurance company’s financial situation. A particular company could be offering lower insurance quotes than other companies but at the same time may be on the verge of bankruptcy.
You should also pick one that offers affordable insurance quotes that will not eat into your monthly income. An insurance quote that is affordable will help you sustain your preferred standard of living without straining.
The Best Car Insurance Companies
A number of reputable consumer guides, industry professionals and citizens were approached to identify the best insurance companies in the country. Let us look at four of the companies that made it to the top of the list:
Government Employees Insurance Company has been providing insurance for Americans since 1936. The company is owned by Berkshire Hathaway and has a brand that is recognizable in all the 50 states of the country. They offer some of the most affordable quotes in the market and always pledge the best customer service and their representatives are always eager to help. Geico also offers a variety of payment options for their customers and received 5 stars on insure.com for value for price. Some customers complain that the company increases its rates without informing them first.
The company received 4.1 stars on car-insurance.credio.com for affordability and is the largest public lines insurance company in the United States. Allstate is also the largest publicly held insurance company in country and has maintained is credibility and position for more than 60 years. They offer a number of policy options to make it easier for their customers to find the ones that suit them. The company also has competitive rates and their customer service is one of the best in the industry. There are some customers that allege that the company sometimes seems less eager to pay claims.
State Farm Insurance
State farm is known for its good customer service. You can always contact the support team of the company online, by phone or in-person easily. They also have agents that are available for consultation even if you do not have an appointment. The company was founded in 1922 and is among the top providers of auto insurance in the country. State Farm Car insurance is also known for the variety of discounts it offers its customers but usually has long phone wait times.
They offer a great depth of information about the company and it policy options on their website and issue payments without delay. It usually compares it plans with those of other companies to make it easier for you to make a decision and sometimes allow you to set your own price. The company was founded in 1937 and is known to have sold greatest number of commercial auto policies. Customers do complain that Progressive’s customer service is poor and they send many unsolicited emails.
Before you make your decision on the company to pick make sure you research first online. A good insurance company helps you save a lot of money and secure your car from any risk.